Perhaps the most discussed news in the market of EPS is declared by a new player Perfect Money payment system the plans related to the Russian market – if not Napoleonic, but in any case very indiscreet.
The phrase about ?the brink of absolute perfection, crowning a virtual economy,? written on the home page of this EPS is not quoted in own blog, perhaps, only by a lazy man. Among many well-known personages in ru.net it caused irritation. In any case, Perfect Money did its part and the new electronic payment system is talked about now. In addition to positive information coming mostly from the system staff, terrible tales began to appear on the network. In general, the main theme of these stories is Panamanian registration of the company of electronic money and some its apparent affiliation with the people from the CIS countries.
The first fact – Panamanian registration – should not surprise anyone at all. Panama is not so exotic, remember that E-Gold, for example, begins with registration in the Nevis, and the last couple of years of their existence, the question of legal status was darker than ever. Geographically, Nevis is almost the same Panama, but one knows about this country only that it has liberal banking laws.
Affiliation of the Swiss company of e-currencywith the inhabitants of CIS is much more interesting phenomenon but one should not think about it as a guarantee to the connection the ?Russian mafia?. Everything can be explained much more simply and without attracting unnecessary facts: EPS market in Russia now needs ?liberal? payment system (let’s say, the system must be sufficiently soft to source of funds, does not give ability to return funds, etc.) much more stronger than West – the West has, for example, LibertyReserve, as well as CIS has not such companies, at least after the untimely death of e-gold. So focus on the Russian market is quite normal.
On the other hand, European company that does not play any active games in Europe – it is certainly strange. If we compare the statistics on Alexa.com for E-Gold and Perfect Money, the importance of Russian market for Perfect Money becomes clear: for this payment system Russian federation is the same as Nigeria for E-Gold (what is Nigeria in the context of remittances on the Internet, is not probably necessary to explain).
Perfect Money refused from cooperation with WebMoney on-line payment system ?by the unfriendly policy of WebMoney?. Organization of money input into the system seems to be not very optimal, assuming that the aim of the company is to take a solid place in the Russian market. Even AlterGold, about which the CEO Perfect Money Finance Corp. Andrew Draper said that the company can not be competitor to Perfect Money, is more popular then Pecunix.
Positioning of the company is also unclear. On the one hand it is an ideal financial tool, and other words that can be found on their website and in an interview CEO. On the other – on their advertising website about-pm.com (its status is also very unclear: it is registered to a private person, American, whose attitude to the company Perfect Money Inc. is not set – but he did use the logo PM) published the text due to which it is clear that the e-money system is orient to four groups of business users: people attracting investments, owners of gambling sites, adult webmasters and hosters. Being on hosters? place one should, of course, have a grouch on being in such team. It also published a separate list of pride HYIP-s working via Perfect Money.
What conclusions can be drawn? Yes, the system looks quite careless. However, there is no reason to take the side of alarmists: all of them say ?it is suspicious?, but do not concretize what they suspect. Will the company take customers? e-money and run away? No one draws such a picture. The only real fear is the possibility of appearance of problems with the authorities. It is difficult, of course, to predict anything. At the end of the end a payment system that provides sufficient anonymity, is forced to use sophisticated combinations.